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Buying a Home
From pre‑approval to keys—offers, contingencies, and closing costs.
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Cornerstone Home Lending Looks to Turn Southern Dallas Renters Into Homeowners
6+ day, 59+ min ago (890+ words) By Patrick Washington | The Dallas Weekly For many Southern Dallas residents, the biggest obstacle to homeownership may begin before they ever fill out a mortgage application. It is the belief that they simply will not qualify. Mark Dinkins, Regional Senior…...
How a fixed-rate mortgage works and when it makes sense
3+ week, 6+ hour ago (1440+ words) Buying a home often starts with choosing the right mortgage. Fixed-rate mortgages are the most popular option, historically accounting for the vast majority of home loans. With this type of mortgage, your interest rate stays the same for the entire…...
3% Mortgage Rate vs. a 3% Down Payment: Which Path Builds More Wealth?
3+ week, 4+ hour ago (981+ words) With the 30-year fixed mortgage rate averaging 6.65%, many prospective buyers are waiting for rates to drop before buying a home. But experts warn that a significant drop isn’t likely any time soon. Mortgage rates hovered around 3% and even hit an…...
How a USDA loan can help you buy a home if you're having trouble saving
3+ week, 3+ day ago (689+ words) With home prices near record highs and mortgage rates recently jumping above 6.70%, buying a home may feel prohibitively expensive. It's even harder when a portion of your income goes toward paying off loans or credit cards. Twenty-two percent of Americans…...